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Worst Overdrafts

BankFeeComment
Bank of America $25 each item. Beginning Febuary 9, 2009, $35 each item Charges apply to a maximum 5 items per day or $175 per day
Wachovia $22 first item, $35 each additional item No daily limit
US Bank 1 occasion $19.00 per item; 2-4 occasions $35.00 per item; 5 or more occasions $37.50 per item Fees are subject to a daily maximum of 6 overdraft items paid and 6 overdraft items returend - a maximum total of 12 per day or $424 per day
Citibank $34 per item No Daily limit
Wells Fargo $33 for every overdraft fee and $28 for every NSF fee There are overdraft protection transfer/advance service fees depending on which account is linked to the Checking Account for Overdraft Protection:

  • Savings accounts. A daily fee of $10 applies for all overdrafts that occur in a single day.
  • Credit Card. $10 if the total of Overdraft Protection advances for the day is less than $25.00. $12.50 if the total of Overdraft Protectio advances for the day is $25.01 - $100.00. $15.00 if the total of Overdraft Protection advances for the day is $100.01 - $500.00. $20.00 if the total of Overdraft Protection advances for the day is more than $500.00.
  • Suntrust $35 per item No daily limit


    Worst Banks

    RANK  BANK RATING WEBSITE
    1 Wachovia 1.82
    2 Home Savings and Loan Company of Youngstown 2.08
    3 Regions Bank 2.63
    4 PNC 2.71
    5 Bank Of America 2.75
    6 Probity Financial Services 3.10

    Best Banks

    RANK  BANK RATING WEBSITE
    1 Probity Financial Services 3.10
    2 Bank Of America 2.75
    3 PNC 2.71
    4 Regions Bank 2.63
    5 Home Savings and Loan Company of Youngstown 2.08
    6 Wachovia 1.82